Penfed cli myfico.

Approved for the PenFed Gold Card. Just apped with a pre-approval offer and approved for a 11K starting limit and 15.49% APR. Im stoked because I've been wanting a credit union in my file. Credit Approval.Re: PenFed CLI. This is true. I recently opened a PF checking and savings account. Through this process is a verification of identity which includes a SP on credit. Immediately after account opening I applied for the Gold Visa and was approved immediately and NO HP on credit. Guess this one is a freebe :-)+$5K PenFed CLI! Received a BT promotion of 0% APR for 12 mos or 0.99% APR for 18 mos (w/ 3% transfer fee) in the mail. I've currently been actively looking for a good BT card to pay off my AOD, so I'm extra happy I don't have to add a new account to my credit age b/c NFCU did me dirty with only a $3K approval on their Platinum. Logged in to check for new statement for my PF Gold card and was stunned to find an auto CLI of $2,500 bringing the card to a $10K CL. Not sure what I did to prompt an auto increase. Been using it for the occasional balance transfer and paying 2 to 3 times minimum payment each month. Card turned 1...OP, PenFed will use the same HP. I would go for it! You can use the same HP for a CLI on another card. 2 months ago, i was approved for the Pathfinder on the phone (HP), i asked her to use the same HP to increase my Visa Platinum (approved) and my AMEX (approved). Hi All, On Friday I applied for (and was approved for) an auto loan …

Requested an increase on my PenFed Gold card which has seen 0 use whatsoever. Approved for 12.5k (2.5k increase). Not bad for a card - 6654194 - 3Re: PenFed Love button. On the main screen - under your credit card info-- under the make payment button, click on the more account info link and then on the right you'll see the request credit limit increase link. Personal Aphorism:"Forget What You Feel, Remember What You Deserve". Starting FICO 8s | 09/2017: EX 641 EQ 634 TU 647.

I would say give penfed a whirl, dont app for the pathfinder i read it has tougher uw. i was approved for a 7.5k power cash rewards in december with a bk7 on reports, 22 inq's, fico's 670's-680's, AAoA 1 plus years. ymmv. during november and december penfed was giving out the PCR like candy.

I have had a Penfed LOC for while at $15K. I am thinking of going for another $5k; however, not sure if the process is HP, etc. Has anyone - 6212103Re: PenFed Love button. On the main screen - under your credit card info-- under the make payment button, click on the more account info link and then on the right you'll see the request credit limit increase link. Personal Aphorism:"Forget What You Feel, Remember What You Deserve". Starting FICO 8s | 09/2017: EX 641 EQ 634 TU 647.OP, PenFed will use the same HP. I would go for it! You can use the same HP for a CLI on another card. 2 months ago, i was approved for the Pathfinder on the phone (HP), i asked her to use the same HP to increase my Visa Platinum (approved) and my AMEX (approved). Hi All, On Friday I applied for (and was approved for) an auto loan through PenFed.For about the last two years, PenFed has been capping credit limits on newer cards at $25K each and an aggregate of $50K total. (Prior to that, a member could have TCL of $50K, either on one or multiple cards.) I had discussions yesterday with both a Customer Service Representative and a Supervisor and they confirmed the $25K/$50K limitation is ...I just got by far the largest CLI I have ever recieved. I had an offer for an additional card which I don't really need, so I requested - 6244422 - 3

Another crazy PenFed CLI!! So, yesterday morning I tried for a CLI on my PenFed Promise card. It was at $5,500. It went to review and I was expecting a decline or a meager CLI. They increased that limit to $12,000! I could not believe it. Not wanting to waste the HP, I went ahead and requested ...

Hit the cli button as I do each month and was fortunate to get a 1K CLI on my Venture Rewards. New CL is 18.5K. Been about 4 months since last CLI. Was able to get 1K then …

Hit 6 months on my Power Cash so checked to see if I could request a CLI and did. Went from $7500 to $12500. I opened my Platinum - 6485307 - 2Logged on to my Penfed acct and noticed I got an auto increase of $2,000 .....SL was $18,000 new limit is $20,000 thank you Penfed. - 4225889 ... myFICO® Forums; Types of Credit; Credit Card Approvals; Penfed auto cli; Options. Subscribe to RSS Feed ...Hello all, I have Penfed 40k Defender @8.49 10k PLOC @10%+ scores are all about 790 with no negs. Any chance on CLOC CLI w/out a HP? Sorry IDK if this is the wrong thread.So I've been trying to get an increase on my Penfed card. Been at $2000 for about 20 months and I have never gotten past that 'going to - 5644509Hello All, I have tried asking this question a couple times but no answer, so I thought let me try again through a new post. My PENFED - 736378Re: Penfed CLI Approved - Finally Big Congrats on the nice PenFed CLI! I've had no luck with PenFed CLIs, gave up requesting after wasting 2 HPs and figured I'd wait til my card reached 1 year old too (currently at 8 months and haven't used the card at all in 3 months out of spite.. lol)...

Re: Penfed CLI 💳🥂🍾. It's been 6 months since I opened the account with an initial limit of $2500, so I went ahead and hit the luv button and got a $7500 increase. The maximum amount I've spent with this card is less than $100 since I've had it. Penfed can grow fast.My credit line went from $3500 to $20000 with a hard pull. Since hard pulls fro Penfed are good. for 30 days, I decided to request a CLI on my other Penfed Power Cash Rewards and my CL went from $3500 to $20000. It looks like 2023 is going to be a good year. Thanks to everyone on the forum who have helped me in my credit endeavors.Ok, without even seeing the other post from CA earlier, I was tinkering with the idea of a CLI with my PenFed AmEX before they showed me a view of the great Pyramids with my recent credit activities. Success! Big shoutout to baller4life (for the thread that started it all), CreditCuriousity (havi...Re: PenFed CLI This could be one of those "We're transitioning from one process to the other" or it could be "The account isn't eligible at this time" To be honest, I haven't been with them long enough to know but suffice to say my accounts are 2 months and 3 months old and I have the option on both.It took some patience and willpower to keep gardening, but after 12.5 months PenFed gave me a CLI from $1000 SL to $10000. I'm so appreciative of this community! Here are the DPs: Opened a savings account and applied for Power Cash Rewards same day 2/2020, approved for $1000. (Later in the year ...I've searched their site, the app and this forum and can't find anyting about how to request a CLI. I have two cards -- PenFed Platinum Rewards Visa and PenFed Promise Visa and was going to ask for a CLI on both since it's been over a year since my last one. ... Take the myFICO Fitness Challenge. AZE7 - 11% Utl - 29 days until 4/24 ...I opened a savings account with PenFed in March to get started on a relationship with them. This morning they sent me an email with CC info - 6537667 ... got an email yesterday from Ollo with an auto CLI from $600 to $1500 on my Visa. ... All FICO ® Score products made available on myFICO.com include a FICO ...

Logged in to check my Penfed statement and my limit was increased from 10k to 21k! Too darn exciting to not share. I used a BT check in - 6573786 - 2 ... Congrats on the auto CLI with PenFed > Message 16 of 16 3 Kudos Reply ... FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks ...Okay, so this is a strategic (long term) question regarding PenFed. I joined PenFed in August and applied for their Platinum Rewards card at the same time and was instantly approved for $5,000. Was hoping for more, but I'll still gladly take it. Hoping to keep this card for years and hoping to ...

Another crazy PenFed CLI!! So, yesterday morning I tried for a CLI on my PenFed Promise card. It was at $5,500. It went to review and I was expecting a decline or a meager CLI. They increased that limit to $12,000! I could not believe it. Not wanting to waste the HP, I went ahead and requested ...I opened my power cash rewards card in October 2017 with a cedit limit of 10K. Just got my quarterly offers and had my choice of any of their cards with a CL of 34.2K or a credit limit increase to my power cash card. I took the increase to 44.2K. My FICO 9 from Penfed was 767. You started with a $10,000 limit on your PCR,Amex CLI + PenFed Gold. Got an Amex BCE CLI from $11K to $15K and approval for a PenFed Gold, SL $12.5K. I already have a PenFed Power Cash Rewards with a CL of $10K. Should I keep both open or close the PCR? EQ: 739 (PDF from PenFed states EQ score was actually 763.)Been a PenFed member for 8 months, and opened a PCR and Plat Rewards at the time of opening the membership. The 8th statement cut last month, and just received an offer a couple days ago. Had to dive a little deeper into the nuances of PenFed CLI's, and received some great feedback as discussed here.Since I've never applied for a CLI on this card in the two years I've had it and everyone else has been having good luck with PenFed I - 6100190Well I had to take a HP to get a small (IMO) cli from Penfed. I called in to do it this time as opposed to doing it online. The csr asked if this was for a BT to which I said yes. I asked before she took app if I could cancel if their was a problem using the hp from 5/21/16. She said yes and too...

To start, My wife and I joined with penfed 13 months ago. When we did, we got approved for membership and on the same phone call, we app'd for a PCR card and got it at 2k sl and refinanced our truck loan. Well we waited till now and decided we would pull a personal loan to clear a couple small 20%i...

May 14, 2022 · 05-29-202204:15 PM. 05-29-2022. Re: PenFed Personal Line of Credit. One more DP -- yesterday, I received the required notice from PenFed, stating that they pulled EX and my then-current FICO (for the PLOC) was reporting as 801, probabaly why they offered such an attractive rate on that product. Thanks, everyone, for sharing your thoughts.

I was on the phone w them to discuss a payment and I asked about a CLI. I asked are they hard/soft inquiry and she said they are hard. I also asked do they ever do reviews for automatic increase because I've never gotten one. She said the limit will stay the same unless o request an increase. Tha...I just got by far the largest CLI I have ever recieved. I had an offer for an additional card which I don't really need, so I requested - 6244422 - 3Feb 2, 2021 · PenFed CLI Application Processing. Last week, I responded to a $17500 CLI offer on my PenFed Power Cash Rewards Visa. The CLI would result in a SL of $26250. …Today I decided to try for a CLI on my Penfed PowerCash Card. First I did the prequlify just to give me a gauge. It came back preapproved for a new card at 20K so I took the pull and went thru with it and it came back declined. ... FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered ...Apr 27, 2020 · my experience with PenFed, I had a bk7 discharge in August 2018. In July 2019 PenFed gave me a 1200 SL. July 2020 I applied for a CLI through the website application and was given a credit line of 15,000. I got a hard credit pull from that applciation for credit line increase from equifax. So the new quarterly offers supposedly went out and I received none. The latest score they pulled was Equifax 9 @ 749. I am fairy new to PenFed. Opened my PCR Jan 1 with a SL of 2500 alongside 2 auto loans totaling 65k. Utilization 3%. Only 1 baddie from 6yrs ago for $250 that I paid in full from a ...wrote: It's been 6 months since I opened the account with an initial limit of $2500, so I went ahead and hit the luv button and got a $7500 increase :smileyhappy: The maximum amount I've spent with this card is less than $100 since I've had it. Penfed can grow fast. If it was a hard pull, ...Re: PenFed Power Cash Rewards CLI. I had no ideal that PenFed even had a luv button. I always call them as well. NFCU GoRewards Sig ($35,000), NFCU Cash Rewards ($25,000), PenFed Power Cash ($20,000), PNC Cash Rewards ($18,400), PNC Cashbuilder ($18,700) , Comenity MC ($12,000), FNBO Evergreen Visa ($9700), Walmart MC ($8000), Bank of America ...Oct 21, 2021 · Re: Penfed CLI Approved Congrats on your CLI! Amazon Store card:5k AOD:2k Apple Card:250 Ashley Furniture:3.5k BBVA:1500 Caesars Rewards:2k Capital One Quicksilver:2k Credit One Amex:500 DCU:7.5k Discover:2.5k Home Depot:1k Kohls:1.5k Lowes:10k Merrick Bank:1k Mission Lane:850 Paypal:1k Penfed Power Cash Rewards:2.5k Sam's Club:3k U.S. Bank ... So I want to see about a CLI on my Power card, I have a balance, of $900 but should I PIF before the CLI request or after, my CL is $5K? I - 4927261I didn't realize I should request a HP before the initial 90 day HP expired. So it has been over 4 months now. Would a CLI request on the website be a HP or SP? I did search forums first, but I can't find the answer. There's too much talk about that initial HP being good for 90 days.

Re: Penfed CLI 💳🥂🍾. It's been 6 months since I opened the account with an initial limit of $2500, so I went ahead and hit the luv button and got a $7500 increase. The maximum amount I've spent with this card is less than $100 since I've had it. Penfed can grow fast.Hi, i just got the Penfed powercash and the Platinum card with $10 SL. When Can I request a CLI and can I request a CLI for both cards - 6543204 - 2During rebuild journey, opened PenFed checking and savings account in July 2020 in hopes of soon getting their PCR card. Put in an ill-advised app for it in August 2020. Denied. Got my scores up some in the following months. Saw some approvals in this forum with scores around mine but not quite as l...Re: Penfed CLI If you didn't have any pre-approved offers during the quarter for a credit line increase, then they likely did a hard pull on your credit. And yes, that credit report stays on file for any apps for the next 60-90 days.Instagram:https://instagram. bryton myler girlfriendused yardsport ys200 for salecraigslist cars and trucks huntsville alabamatable tennis table craigslist About every 6 mos or so, I pop out of the gardening abyss and re-haul my credit w/ CLI's & APR reductions. Majority of these are done through SP's, but I bit the bullet on PenFed and authorized a HP. Got a notification on my EQ only. Last time I looked, it was sitting around 787. Instant approval. From $10K --> $20K.Penfed Powercash Rewards $30,000 ---->>$50,000 SP CLI :smileysurprised: FICO 9:784 INQ: 24 Utili:1% reporting Derogs: Student Loan Lates (still reporting) joined dirty, still dirty :smileysad: Card opened 07/03/18 Last PenFed CLI : 01/10/17 Apr reduced from: 16.49 --> 11.99 :smileywink: Wanted ... atandt stire near mebarnegat light osprey cam live Logged in to check for new statement for my PF Gold card and was stunned to find an auto CLI of $2,500 bringing the card to a $10K CL. Not sure what I did to prompt an auto increase. Been using it for the occasional balance transfer and paying 2 to 3 times minimum payment each month. Card turned 1... baycare lab bardmoor Aug 21, 2022 · Just can't seem to stay in the garden. I called PenFed to request a CLI on my PCR, which is already my highest CL. It was denied. But since I'd wasted a HP and gone …@PullingMeSoftly wrote:. So I'm trying to understand this a bit better. I'm looking at these current offers just received: If I choose the first two (PC or Plat Rewards), which are my exisiting cards, is that new credit that would be added to my existing line ($12k + $24,200 = $36,200?), or would that just make my limit for either become $24,200?May 30, 2022 · Congratulations on your PenFed CLI! I asked for a CLI yesterday and PenFed increased my Power Cash from $7,500 to $20,000. I've had this card for 2 years, 4 months. My credit profile is better today, but I was declined for a CLI at year 1. My EQ8 was around 700 at that time.